Privacy Policy
This Privacy Policy explains how Collateral Value Point collects, uses, stores, and protects information when you use our website and portfolio analysis tools. It is a general policy draft and should be reviewed against your specific data practices and applicable law before publication.
Information We Collect
We may collect information you provide directly, such as your name, email address, and account details when you register for Collateral Value Point or submit a form. We may also collect data generated through your use of the platform, including portfolio inputs, configuration preferences, and read-only data connections you authorise.
Additionally, we may automatically collect technical information such as IP address, browser type, device identifiers, referring pages, and usage patterns through cookies and similar technologies, as described in the Cookies section below.
How We Use Information
Information collected is used to operate and improve Collateral Value Point, provide portfolio analysis and risk-calibration outputs, communicate with you regarding your account or support requests, maintain platform security, and comply with legal obligations.
We do not use collected data to generate personalised investment advice, and outputs derived from your data should not be interpreted as a recommendation to buy, sell, or hold any financial instrument.
Legal Basis for Processing
Where applicable under UK data protection law, we process personal data on the basis of contractual necessity, legitimate interest in operating and securing our services, and, where required, your explicit consent. You may withdraw consent at any time where consent is the basis for processing.
Storage, Sharing, and Retention
Details on how information is stored, who it may be shared with, and how long it is retained.
Data Storage. Information is stored using reasonable technical and organisational safeguards intended to protect against unauthorised access, alteration, or loss. No method of electronic storage or transmission is completely secure, and we cannot guarantee absolute security.
Data Sharing. We do not sell personal information. We may share data with service providers who support hosting, analytics, or customer support functions, subject to confidentiality obligations. We may also disclose information where required by law, regulation, or valid legal process.
Third-Party Data Connections. Where Collateral Value Point accesses portfolio or account data through read-only integrations you authorise, this access is used solely to generate the analysis you request and is not used for unrelated purposes without further notice.
Data Retention. We retain personal information for as long as necessary to provide our services, comply with legal obligations, resolve disputes, and enforce agreements. When retention is no longer necessary, data is deleted or anonymised in accordance with our internal practices.
Access, Correction, and Control
Depending on your jurisdiction, you may have certain rights regarding the personal data we hold about you.
- The right to request access to the personal data we hold about you.
- The right to request correction of inaccurate or incomplete data.
- The right to request deletion of your personal data, subject to legal and contractual limitations.
- The right to object to or restrict certain types of processing.
- The right to request a portable copy of your data in a structured, machine-readable format.
- The right to withdraw consent where processing is based on consent.
Use of Cookies and Similar Technologies
How cookies are used across Collateral Value Point and how you can manage your preferences.
Essential Cookies
Required for core site functionality, such as maintaining session state and enabling secure log-in. These cannot be disabled without affecting basic operation.
Analytics Cookies
Used to understand how visitors interact with Collateral Value Point, helping us improve navigation, content, and overall usability.
Preference Cookies
Store your settings and preferences so that your experience remains consistent across visits.
International Transfers
Where data is transferred outside the United Kingdom or the jurisdiction in which you reside, we take steps intended to ensure an adequate level of protection is maintained, consistent with applicable data protection law.
Children's Privacy
Collateral Value Point is not directed at individuals under the age of 18. We do not knowingly collect personal data from minors. If you believe a minor has provided us with personal data, please contact us so we can take appropriate action.
Changes to This Policy
We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. Material changes will be indicated by updating the date at the top of this page. Continued use of Collateral Value Point after changes take effect constitutes acceptance of the revised policy.